Terms of Payment


We will invoice you for the premium, statutory charges (eg stamp duty, G.S.T., etc) and any fees we charge for arranging your insurances. You must pay us upon receipt of the invoice or, in the case of a renewal, before the expiry date of the contract of insurance.

If you do not pay the premium on time, we will tell the insurer. The insurer has the right to cancel the contract of insurance and you will not be insured. The insurer may also charge a short term penalty premium for the time on risk.

Premium Funding

Premium funding products enable you to pay your premiums by instalments. Premium funding companies do charge interest.

We can arrange premium funding on your behalf if you require it.

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